Highlights

This program has features that are not often found in today's individual market, including:

  • Informal Home Care - Friends and family can provide care and receive payment through optional plan enhancements.
  • Unisex pricing - In today’s individual LTC market, women pay 30-50% more than men. With your organization’s plan, men and women pay the same lower rate.
  • Reduced Medical Underwriting - The application process for individual policies today requires extensive medical questions and medical records. Your organization's plan has fewer medical underwriting requirements.
  • Portable - Take this policy with you when you leave employment.

Family Eligibility

Learn more and share this information with your extended family members, including:

  • Spouse/Domestic Partner
  • Parents (& In-Laws)
  • Grandparents (& In-Laws)
  • Employee's Siblings & their Spouses
  • Employee's Children & their Spouses

Issue ages: 18 to 80
Family includes natural/adoptive/step relationships.
Medical Underwriting Required.

Tell your family they’re eligible!

Familiarize yourself with the details of your plan.

Members enrolled in Long Term Care prior to 1-1-2022.

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New Members or Members enrolled in Long Term Care after 1-1-2022

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New Long Term Care Taxes – What You Need to Know
States are starting to propose and pass legislation that creates a new tax on individuals if they do not own private LTC insurance. Washington State passed the first law of this kind, and 13 other states (including California) are considering similar legislation.

LTC Legislation Update

 

Review or Change Current Coverage